How Much Does Surrogacy Cost with West Coast Surrogacy?

The average cost of surrogacy for intended parents can range from $190,000 to $230,000 depending on the individual arrangements. Here’s what to know about surrogate costs and pricing.

At West Coast Surrogacy, we pride ourselves on our transparency with intended parents about surrogate mother costs and prices. We understand that gestational surrogacy represents a significant cost for many families, which is why our team is dedicated to providing resources and options to ease your surrogacy journey, including providing resources for intended parents to find third-party financing options.

Understanding the Average Cost of Surrogacy

The surrogacy journey is a multifaceted process, intertwining legal, medical, and personal aspects that collectively determine its cost. Factors such as surrogate compensation, medical expenses, legal fees, and agency services all play pivotal roles in shaping the final price, reflecting the intricate nature of this deeply personal and complex journey.

On average, the surrogacy journey can cost between $190,000 to $230,000, accounting for numerous factors and expenditures, including:

  • Agency fees for facilitating the matching process, prescreening of surrogates, case management, facilitating surrogate payments and reimbursements, coordinating communication, coordinating medical appointments, and providing ongoing support
  • Surrogate screening
  • Surrogate compensation and expenses
  • Legal fees
  • IVF and fertility treatment costs
  • If applicable, costs for donated eggs and/or sperm
  • Expenses related to pregnancy and delivery
  • Health insurance for the surrogate
  • Counseling and support services

Several other factors can impact the final price of surrogacy and the surrogate’s compensation, including the surrogate’s experience, place of residence, and employment status. Additionally, there are additional surrogate fees and allowances to consider, including coverage for lost wages if the surrogate must miss time from work and medical expenses (e.g., the need for a C-section, giving birth to multiples, etc.).

While we try to be as transparent as possible about the cost of surrogacy, it’s very challenging to predict the final price before beginning the journey. We encourage you to reach out to West Coast Surrogacy to learn more about the cost of surrogacy and your financial options.

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Employed Surrogate Compensation

Experienced Surrogate in CA
Base Pay - Covers Up to $10,000 in Lost Wages $92,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $104,000
Experienced Surrogate outside CA
Base Pay - Covers Up to $10,000 in Lost Wages $87,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $99,000
First Time Surrogate in CA
Base Pay - Covers Up to $10,000 in Lost Wages $72,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $84,000
First Time Surrogate Outside of CA
Base Pay - Covers Up to $10,000 in Lost Wages $67,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $79,000

Non-Employed Surrogate Compensation

Experienced Surrogate in CA
Base Pay $85,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $97,000
Experienced Surrogate outside CA
Base Pay $80,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $92,000
First Time Surrogate in CA
Base Pay $65,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $77,000
First Time Surrogate Outside of CA
Base Pay $60,000
One time Bonus (on contract signing) $3,000
Monthly Allowance (up to 15 months) $4,500
Non accountable allowance $3,000
Embryo transfer fee $1,500
Total Cash Compensation, can be up to: $72,000

Additional Surrogate Fees & Allowances

Multiple fee - twin pregnancy $10,000.00
Multiple fee - triplet pregnancy $20,000.00
Cesarean section $3,000.00
Surrogate's compensation for lost wages*, up to $10,000 if surrogate is employed, will be covered by the base fee. If lost wages exceed the original $10,000, an additional $10,000 may be covered in the event of physician ordered rest, recovery from birth, missed time from work due to pregnancy and/or appointments.
* Actual lost wages prior to base start if confirmed pregnancy does not continue to start of base payments
Actual cost as determined
Health insurance premium Monthly premium reimbursed if your policy is surrogate friendly

SURROGACY COSTS AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE


Surrogacy Financing & Payment Options

West Coast Surrogacy is proud of our reputation for making your surrogacy journey as simple and stress-free as possible. We always strive to find new ways to help ease any part of the surrogacy process, including connecting intended parents with third-party financing providers to help reduce financial stress and make the surrogacy journey more affordable.


How much does surrogacy cost from state to state?

Every surrogacy case is unique and involves factors that can impact the overall costs and price. The average cost of surrogacy can range from $190,000 to $230,000 depending on the individual arrangements. In states like California, where surrogates are in high demand, the cost may be slightly higher. Legal requirements and the costs of other services can also vary from state to state. However, the cost of surrogacy doesn't vary greatly between major metropolitan cities such as Los Angeles, San Francisco, Chicago, and Houston.

What contributes to the overall cost of using a surrogate?

The surrogate process is time-consuming and relies on many moving parts, including the matching process, legal matters, the surrogate’s time and effort, and various medical procedures. All of these factors contribute to the overall cost of working with a surrogate.

Is it cost-effective to ask a friend or family member to be my surrogate?

Although asking someone you know to be your surrogate may initially seem like a lower-cost alternative, working with a known surrogate can still be expensive. All surrogacy journeys, whether you know the surrogate personally or not, involve a significant amount of legal and medical maneuvering, both of which are significant contributors to the overall cost of surrogacy. Furthermore, unless your surrogate agrees to an altruistic arrangement (i.e., a surrogacy agreement in which the surrogate is not compensated for their time and effort), you will still have to pay compensation for your surrogate.

How can I make surrogacy more affordable?

There are many financial options that can help intended parents make the costs of surrogacy more manageable, including taking out loans, using credit cards, and using savings. At West Coast Surrogacy, we also work with third-party financial service organizations, like Prosper Healthcare Lending and New Life Fertility Finance, both of which provide intended parents with financing options to help make their family-building journeys more affordable.